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Financial Resources

Integrity. Price. Service.

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Today · Nov 3, 202630Y Fixed 6.875%15Y Fixed 6.125%5/1 ARM 6.125%All rates →

We Shop with Over 50 banks, including 6 of the Top 10 Mortgage Originating Banks in the Country.

Top Rated Mortgage Broker in New York, NY

Block Financial Resources is a New York mortgage broker (NMLS #132830) that shops 50+ wholesale lenders to find you the lowest rate and fees.

Shopping for your dream home or already have a purchase contract? As one of New York City’s top-rated mortgage brokers, we can help get you pre-qualified, pre-approved by a lender, or help you obtain a commitment letter from a lender in as little as one day. Refinance quickly and hassle-free!

Why Choose BFR for your Mortgage?

  • Elite Service

    Since 2008, BFR has been consistently reviewed by our consumers as a top-rated mortgage broker in New York City. See our reviews and testimonials below.

  • Quick Turnaround Times

    BFR has built technology that helps expedite the review of your loan documentation. This leads to faster closings and a better overall experience for our clients.

  • Convenience

    The whole process can be done through our secure website. You are also welcome to call us, email us at info@blocklending.com, or feel free to stop by one of our New York offices.

  • Low Interest Rates

    BFR works with over 50 wholesale lenders and we shop for the best terms for your particular loan. Our wholesale relationships and technology result in lower interest rates and costs.

  • Transparency

    Our technology ensures that you are kept up-to-date on the status of your loan application at all times. You will have secure access to your loan documentation throughout the process.

  • A Digital Process

    Through our website, you can schedule a conversation with a mortgage loan originator, apply online, upload the required documents, and advance through the process at your own speed.

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What our customers say

Thousands have already used BFR to get a mortgage

Of all the professionalism I used throughout the home buying process, Block Financial was by far the easiest to work with. I wouldn't hesitate to use them again in the future and highly recommend!

Trisa T., NY

We've worked with other banks and brokers in the past, and Sean definitely stands out as a great resource and dedicated broker. He saved us money and got us to the finish line on time. Highly recommended.

Rosie K., Brooklyn, NY
Sean Bloch, owner and principal broker of Block Financial Resources

Sean Bloch
Owner / Principal Broker, NMLS #102992 · About Us

From Our Owner, Sean Bloch:

“At Block Financial Resources, we operate for the sole purpose of providing low-cost mortgage financing to all qualified clients. We distinguish ourselves from our competition by providing information, education and client advocacy that borrowers would otherwise not receive. Built on the principles of service and accountability, the structure of Block Financial Resources enables an intimate, hands-on approach that is often times overlooked in today’s banking industry.

BFR offers a vast array of loan products and will continue to scour the market to find the best lenders for each of our borrowers’ loan scenario.”

Founded
2008
Company
NMLS #132830
Offices
1123 Broadway, NY · Boca Raton, FL
Licences
NY A007263 · CT MB-132830 · FL MBR2822

Loan programs

Some of the loan products BFR offers include:

Areas we cover

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Frequently asked questions

All FAQs

What does a mortgage broker do?

A mortgage broker compares loans from many lenders on your behalf. BFR shops 50+ wholesale lenders to find the rate, fees and program that fit your scenario, then manages your loan through closing.

Do I pay BFR a fee?

Typically, no. BFR is usually paid by the lender (lender-paid compensation), so you are never required to pay us for our service. Standard lender and third-party closing costs still apply.

How fast can I get pre-approved?

We can help get you pre-qualified, pre-approved by a lender, or help you obtain a commitment letter from a lender in as little as one day. Sellers often prefer offers backed by a pre-approval, and you can start the process online today.

Which states does BFR lend in?

We offer primary residence mortgages in New York, New Jersey, Connecticut and Florida. We also offer investment property mortgages in 39 states and commercial mortgages in all 50 states.

What credit score do I need?

It depends on the loan. Our FHA lenders accept scores down to 580, and jumbo lenders typically look for 700 or higher, though BFR works with jumbo lenders below 700 when there are compensating factors such as a low loan-to-value, high income or strong assets.

Do you finance co-ops and non-warrantable condos?

Yes. Co-op financing is one of our specialties in New York, and we work with lenders that finance non-warrantable condo and co-op projects.

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