No Income Mortgages

No Income Mortgages at BFR

Licensed in New York, New Jersey, and Florida; BFR is an expert in no Income mortgages. We will walk you through some of the key guidelines for this loan product.

With this program, we are providing non-traditional access to prime capital fostering homeownership for diverse individuals and families. See below for some of the key highlights of this program:

  • No income stated & no debt to income calculated
  • No Tax Returns or W2s
  • Up to 65% LTV
  • This is NOT a Bank Statement Program
  • 1 Month Bank Statement
  • 100% Gifts Acceptable
  • 6 Month PITI Reserves
  • Purchase & Cash-Out Refinance
  • No Cash-Out Restrictions
  • 1-4 Units, Condos & Co-ops
  • Non-Warrantable Condos: No Pre-Sale to 65% LTV
  • 5/1 ARM, 7/1 ARM, 15 or 30 Year Fixed
  • 680 FICO to $2,500,000 with 65% LTV

BFR will walk you through the best loan options for your scenario by examining the wide array of offerings from all of our third party lenders.

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