Shopping for your dream home or already have a purchase contract? As one of Long Island’s top-rated mortgage brokers, we can help get you pre-qualified, pre-approved by a lender, or help you obtain a commitment letter from a lender in as little as one day. Refinance quickly and hassle-free!
For nearly 15 years, BFR has been consistently reviewed by our consumers as a top-rated mortgage broker. See our reviews and testimonials below.
BFR has built technology that helps expedite the review of your loan documentation. This leads to faster closings and a better overall experience for our clients.
The whole process can be done through our secure website. You are also welcome to call us, email us at firstname.lastname@example.org, or feel free to stop by one of our Long Island loan offices.
BFR works with over 50 wholesale lenders and we shop for the best terms for your particular loan. Our wholesale relationships and technology result in lower interest rates and costs.
Our technology ensures that you are kept up-to-date on the status of your loan application at all times. You will have secure access to your loan documentation throughout the process.
Through our website, you can schedule a conversation with a mortgage loan originator, apply online, upload the required documents, and advance through the process at your own speed.
The mortgage market on Long Island is robust and diverse, offering a range of options for homebuyers. Whether you're a first-time buyer, a seasoned homeowner, or looking to refinance, there are various mortgage products available to suit different needs. Common types of mortgages on Long Island include fixed-rate mortgages, adjustable-rate mortgages (ARMs), jumbo loans, and government-backed loans such as FHA and VA loans. It's important to work with a reputable mortgage broker or lender who can help you navigate the market and find the right mortgage for your specific situation.
Nassau County is located on the western portion of Long Island and is known for its vibrant communities, excellent school districts, and proximity to New York City. The county offers a mix of suburban and urban living, with a wide range of housing options. From historic neighborhoods with charming homes to modern developments with luxury residences, Nassau County has some-thing for everyone. Popular areas in Nassau County include Garden City, Great Neck, Manhasset, and Port Washington.
Suffolk County occupies the eastern part of Long Island and boasts picturesque coastal towns, rural areas, and scenic waterfront views. It is home to the Hamptons, a popular vacation destination known for its upscale homes and pristine beaches. Suffolk County also offers more affordable housing options in towns such as Patchogue, Huntington, Babylon, and Smithtown. With a mix of suburban communities and rural landscapes, Suffolk County provides a diverse range of housing opportunities.
The Long Island real estate market is dynamic, with varying trends and conditions across different areas. Overall, it is considered a competitive market, particularly in sought-after neighborhoods and during peak buying sea-sons. Prices can vary significantly depending on the location, property size, amen-ities, and other factors. It's advisable to work with a knowledgeable real estate agent who can guide you through the buying process and provide insights on market trends and property values in your desired area.
While Long Island offers diverse housing options, it's important to consider affordability and financing options. Median home prices can be higher compared to national averages, particularly in desirable neighborhoods. However, there are still opportunities to find affordable homes, especially in certain areas of Suffolk County and some suburban communities in Nassau County. Working with a mortgage broker can help you explore different loan programs, down payment assistance options, and other financing solutions that can make homeownership more accessible.
Thousands have already used BFR to get a mortgage
Of all the professionalism I used throughout the home buying process, Block Financial was by far the easiest to work with. I wouldn't hesitate to use them again in the future and highly recommend! - Trisa T., NY
We've worked with other banks and brokers in the past, and Sean definitely stands out as a great resource and dedicated broker. He saved us money and got us to the finish line on time. Highly recommended. - Rosie K., Long Island, NY