Today’s Interest Rates

Rate Type	Interest Rate	APR	Origination Charges
30 Year Fixed	2.500%	2.531%	$995.00
20 Year Fixed	2.500%	2.545%	$995.00
15 Year Fixed	2.125%	2.210%	$995.00
3/3 Adjustable	2.250%	3.599%	$600.00
5/1 Adjustable	2.625%	3.712%	$600.00
7/1 Adjustable	3.000%	3.691%	$600.00
Rates and fees as of Saturday, Dec 19 2020, 5:00pm Assumptions: Purchasing a $750K home in New York, NY with 40% down payment, 720 FICO score, 60 day lock period.

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Assumptions:

• Please note that Block Financial Resources (BFR) works with third party lenders offering Commercial, VA, Reverse, Renovation, Mixed Use, non-QM, HomeReady, Home Possible, HomeStyle, FHA 203K, and a variety of other loan products. To obtain an interest rate quote for any of these products, please fill out our custom form.
• The offers provided are made by third party banks. BFR is a mortgage broker and uses our technology to pinpoint our lender offering the best rate for your exact scenario.
• All of our online loan offers assume a 60 day rate lock period.
• We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 43%.
• An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
• The Monthly payments listed do not include real estate taxes, maintenance, homeowner’s insurance premiums, and mortgage insurance if applicable.
• We don’t yet have your complete financial backgrounds yet. Your interest rate, mortgage payment, and APR could be higher. Get an official Loan Estimate before choosing a loan.
• Loan approval is not guaranteed and is subject to an underwriter’s review with one of our third party banks.
• Interest Rates and APRs are subject to change without notice. Interest Rates can only be locked-in through direct contact with a BFR Mortgage Loan Originator at this time.
• Rates and fees are as of time displayed above and are subject to change without notice. Please contact us at 212-933-0157 or fill out the custom quote above to obtain a real-time interest rate quote.
• Some of the above Adjustable Rate Mortgages require that you sign up for a no fee auto-debit account with the mortgage lender.