Mortgage Rates Today

Today’s Interest Rates

Rate Type Interest Rate APR Origination Charges
30 Year Fixed 3.125% 3.152% $995.00
20 Year Fixed 2.875% 2.974% $895.00
15 Year Fixed 2.750% 2.781% $995.00
7/1 Interest Only Adjustable 2.750% 3.369% $600.00
7/1 Adjustable 2.750% 3.522% $600.00
5/1 Adjustable 2.625% 3.279% $600.00
Rates and fees as of Sunday, Feb 23 2020, 3:00pm

Assumptions: Purchasing a $750K home in New York, NY with 40% down payment, 720 FICO score, 30 day lock period.


  • Please note that Block Financial Resources (BFR) works with third party lenders offering Commercial, VA, Reverse, Renovation, Mixed Use, non-QM, HomeReady, Home Possible, HomeStyle, FHA 203K, and a variety of other loan products. To obtain an interest rate quote for any of these products, please fill out our custom form.
  • The offers provided are made by third party banks. BFR is a mortgage broker and uses our technology to pinpoint our lender offering the best rate for your exact scenario.
  • All of our online loan offers assume a 30 day rate lock period.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 43%.
  • An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • The Monthly payments listed do not include real estate taxes, maintenance, homeowner’s insurance premiums, and mortgage insurance if applicable.
  • We don’t yet have your complete financial backgrounds yet. Your interest rate, mortgage payment, and APR could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is not guaranteed and is subject to an underwriter’s review with one of our third party banks.
  • Interest Rates and APRs are subject to change without notice. Interest Rates can only be locked-in through direct contact with a BFR Mortgage Loan Originator at this time.
  • Rates and fees are as of time displayed above and are subject to change without notice. Please contact us at 212-933-0157 or fill out the custom quote above to obtain a real-time interest rate quote.
  • Some of the above Adjustable Rate Mortgages require that you sign up for a no fee auto-debit account with the mortgage lender.

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