Our Competitive Edge

Strictly a Mortgage Broker, Block Financial Resources (BFR) works with over 50 different banks to help obtain the best mortgage terms for your specific scenario. Our large database of lenders gives us access to a variety of underwriting guidelines. Therefore, if your loan doesn’t conform to one banks criterion, we are then able to search our network for the lender that best suits your needs.

BFR brokers loans with some of the biggest banks in the world, smaller regional banks, credit unions, portfolio banks, and wholesale-only banks. Based upon the volume of business we do with our lenders, BFR is able to offer more competitive rates than if you walked into these same banks directly.

Our loan officers walk our borrowers through the entire loan process from start to finish. Working with our team eliminates the burden of dealing with the large bureaucracies associated with big banks. We are accountable and responsive to each of our client’s needs.

BFR typically gets paid by the lender for our services (lender-paid compensation), so you are never required to pay us for our service. We work on extremely thin margins with all of our banks so you can get the lowest interest rates, lowest fees, and best service.

Some of the loan products our lenders have access to include the following:

  • 1031 Exchange
  • 203K FHA Construction Loans
  • 80/10/10 Piggyback Loan Program
  • Adjustable Rate Mortgage (ARM)
  • Bi-weekly 30 year Fixed Mortgage
  • Commercial Mortgage
  • Construction-to-Permanent Loan
  • Conventional 97% Financing
  • FHA loans
  • FHA Streamlines
  • Financing for Co-ops
  • Financing for Condo Hotels (condo-tels)
  • Financing for Foreign Nationals
  • Home Equity Lines of Credit (only offered in conjunction with a simultaneous closing of a first mortgage)
  • First-Time Home Buyers
  • Fixed Rate Mortgage Loans (FRM)
  • Freddie Mac HomePossible Mortgages
  • Fannie Mae HomeReady Mortgages
  • Fannie Mae HomeStyle Mortgages
  • Home Loan Refinancing
  • Interest Only Adjustable Rate Mortgages
  • Jumbo Mortgage Loans
  • Non-Warrantable Condo Projects
  • Residential Mortgage Loans
  • Veterans Administration Loans

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