Mortgage Rates

This Week’s Interest Rates

Rate Type Interest Rate APR Per Month
30 Year Fixed 4.375% 4.409% $2,246.78
20 Year Fixed 4.25% 4.296% $2,786.56
15 Year Fixed 3.75% 3.860% $3,275.85
10/1 Adjustable 4.250% 4.745% $2,213.73
7/1 Adjustable 3.875% 4.743% $2,116.07
5/1 Adjustable 3.750% 4.8759% $2,084.02

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Rates and fees as of Sunday, Dec 16 2018, 9:00am

Assumptions: Purchasing a $750K home in New York, NY with 40% down payment, 720 FICO score, 30 day lock period.

  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 40%.
  • An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • The Monthly payments listed do not include real estate taxes, maintenance, homeowner’s insurance premiums, and mortgage insurance if applicable.
  • We don’t yet have your complete financial backgrounds yet. Your interest rate, mortgage payment, and APR could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is not guaranteed and is subject to an underwriter’s review.
  • Rates and fees are as of time displayed above and are subject to change without notice. Please contact us at 212-933-0157 or fill out the custom quote above to obtain a real-time interest rate quote.
  • The above Adjustable Rate Mortgages require an auto-debit account be signed up with the lender offering this rate. Rates and APR are otherwise .125% higher.

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